New Scoring Model & Credit Limits on Fame

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The scoring model and credit limit system on our database, FAME, is more predictive system which incorporates recent economic data (2010- 2013) and credit scoring analytics. The credit score measures “the likelihood of company insolvency in the next 12 months”  which is then transformed into a credit limit based on the financial strength of the target company. The credit limit recommends “the total amount of credit outstanding at any one time on the target company” that is based on a portfolio of 3,833,672 companies covering:

  • Group, Full accounts and Medium sized companies
  • Small companies
  • Total exemption full
  • Total exemption small
  • Balance sheet

Each development sample was statistically analysed to determine the most predictive parameters to be used in each scorecard. The final credit limit is obtained after adjusting the initial credit limit according to the financial health and default risk of a Company. Scores and limits are market leading based on more recent economic data statistics and analytics so is judged more predictive and accurate than the previous model. New parameters in the scorecard include:

  • Directors history and associate interest performance
  • Auditors qualification
  • Improved CCJ analysis
  • New treatment of negative
  • Shareholders funds
  • Improved financial ratio analysis

There’s also a webinar  from Ray Ruffels (who might sound like an airline pilot making an announcement) who is the Director of Information at Jordans.

Database feature: Oxford University Press Journals

Do you know that we have recently subscribed to Oxford University Press Journals (OUP) which is available through the Library homepage (library.lincoln.ac.uk > resources > databases > O > Oxford University Press Journals)? This presents a wonderful opportunity to browse the tabs Journals A-Z, and the Arts & Humanities, Law, Medicine & Health, Science & Mathematics, and most importantly for business, Social Sciences. The OUP is an integral part of Oxford University, which this marketing video smartly conveys:

Also, I could not resist from exploring World Literature and Roger Luckhurst from Birkbeck College discussing the readability of Bram Stoker’s Dracula, which he surmises is one of the most entertaining novels ever written. What will you find in OUP?

There’s also a fascinating OUP blog piece entitled ‘A timeline of academic publishing at Oxford University Press‘ that illustrates the history of printing the written word in England from 1450. For the 42 journals we have access to as part of our subscription please select this link: http://atoz.ebsco.com/Titles/Provider/1710?lang=en&lang.menu=en&lang.subject=en&providerId=494&providerName=Oxford%20University%20Press&resourceType=all&resourceTypeName=allTitles

 

YouTube video on finding newspapers via Lexis Library

Lexis Library is a fantastic database which covers UK national and regional newspapers and is available via Library.lincoln.ac.uk > resources > databases > L > Lexis Library.  The Library Service at Manchester Metropolitan University (MMU) has kindly uploaded a short YouTube video on how to find newspapers and narrow the results to tailor to your research needs.  I would recommend Lexis Library to all students wishing to contextualise their research and ‘hook’ the reader into their assignment. Using newspapers makes the assignment current, interesting and shows a knowledge of wider issues.

PS. There is an option to watch the video full screen at the bottom right-hand corner below.

Luxury insights from Euromonitor

The Euromonitor International blog is a veritable feast of contributions, videos and presentations that I find is worthwhile to examine on a regular basis for anyone interested in marketing, investment and strategic management. Today I was interested in luxury goods and was interested to find that an expert analyst, Rob Walker, had written a blog post on luxury spirits. You can find other categories on the right hand side of the blog and identify related posts.  Correct me if I’m wrong, but no other database offers this kind of informative blog that is updated so regularly. It also gives me loads of information to blog about!

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Financial Times access

We live in interesting times and the financial markets are the centrifugal force in making history as Greece’s IMF repayment crisis is proving today. One of the ways a student can keep up to date with the financial news is to buy the Financial Times from our subsidised Students’ Union shop in the Main Building.  Another is to follow @FT on Twitter.

Why not register on the FT.com website via our Library page (library.lincoln.ac.uk > resources > databases > F > Financial Times (FT.com) to access the latest news, graphs and analysis.

 

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After registering for the first time, FT.com will allow you full access to its content.

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Euromonitor: Which Wine Producing Region Grows the Fastest?

As part of our summer season promoting databases and ruthlessly plundering Euromonitor’s fabulous blog for all it’s worth, I’d like to present another feature on the Euromonitor database which is the Dashboard map.

 

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Although Italy, France and Spain continue to be among the world’s top five largest wine producers, Europe’s wine production has fallen steadily over the 2009-2014 period as a result of declining wine consumption and the European Union’s regulations to combat over-production (often referred to as the Wine Lake). Meanwhile, Latin America is the fastest-growing wine producing region thanks to favourable farming conditions that enable the region to produce superlative wines at reasonable prices.

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http://www.euromonitor.com/medialibrary/PDF/pdf_globalWineProd-v1.0.pdf

 

 

Euromonitor video: Trends in Airlines in the Caribbean

In another of our series promoting the delights of the Euromonitor database (library.lincoln.ac.uk > resources > databases > E > Euromonitor) and a Tourism-based theme, I have chosen Trends in Airlines in the Caribbean to highlight that both regional and international airlines boosted overall travel industry performance in the Caribbean. Do you know that last year many airlines added Caribbean destinations? It will be interesting to see how this trend will continue with the opening of Cuba and the lifting of the US embargo on trade after more than fifty years of isolation. Watch the video to find out what the commentator says about this aviation opportunity. An uplifting photo too….

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Euromonitor special: Trends in Online Tourism in the Caribbean

Fresh from some apposite Euromonitor training and a subsequent blog post I released last week,  the Euromonitor blog is a fertile source of business and marketing information and inspires a worthwhile addition to this blog . This video about Trends in Online Tourism in the Caribbean illustrates how social media and other digital tools are having a large impact on how Caribbean destinations are marketing themselves to tourists. Additionally, online travel retailers and aggregators are expanding services in the region.

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Mobile phone sales in Vietnam? Check out the Euromonitor database

Often students struggle on how to start an assignment which asks them about entering a new market with a product of their choice. Which product and what country to invest in? How can they see what the market volume is and whether it is worth entering a country where the market has a healthy forecast? Help is at hand. Fortunately, Euromonitor has the answer to these questions and much more, particularly as I have been exploring the wizardry Dashboard feature (below) on the database which provides the researcher with useful market size and insightful forecast, meaning they can learn if a market has potential or has reached saturation point. The following six-step instructions is a method to easily answer an international business assignment within a few well-spent minutes.

Purely hypothetically if I am interested in selling smartphones in Vietnam via shopping outlets does this idea have any business potential. Simply, is it worth investing in?

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1. Firstly, go to library.lincoln.ac.uk > resources > E > Euromonitor.

2. On the homepage go to Choose Industry > Consumer Electronics > Dashboard > GO.

3. Table 1 below shows the market size of consumer electronics (dark blue showing the greatest)

Table 1: Consumer Electronics Dashboard (Market Size)

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4. This map can be changed to forecast (on the top left-hand side) to show forecast, to find out whether a growth area like India or far-eastern Asia is worth investing in, and immediately we can see the darker blue areas are worth investigating further.

Table 2: Consumer Electronics (Forecast Growth)

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5. If we select Channel View from the tabs we can appreciate that some of far-eastern Asia sells a double-figure growth in consumer electronics using store-based retailing.

Table 3: Store-Based Retailing (Historic Growth)

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6. Choose category > Portable Consumer Appliances > Mobile Phones. We can see that from Table 4 the paler blue areas might be worth investigating, like Vietnam. We can hover our mouse over an area and break the data into smaller chunks.

Table 4: Mobile Phones (market size)

 

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Table 5: Mobile Phones (forecast growth)

 

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From Table 5 we can see that consumer electronics are a boom area in Vietnam and selling mobile phones via store-based retailing is worth investing in. Indeed, by hovering the mouse over the country we can see that mobile phones sales are predicted to grow an amazing 13.7%. From these simple steps we can see that it is possible not only to find an idea for an assignment using Euromonitor but we are able to plan the structure too. We can also drill down further into whether we are selling Smartphones, or another mobile phone product. Market wizardry in a snapshot!

 

Euromonitor database video

At the University of Lincoln we have many relevant programmes where the database Euromonitor International is such a key resource such as Business and Marketing, International Business, International Tourism Business, Human Resources, Logistics, MBA and Social Research. In addition to these courses other departments such as Lincoln School of Film & Media, National Centre for Food Manufacturing (NCFM), Sport and Exercise Science are seeing the benefit of using this resource.

Euromonitor has access to 80 countries for both Industries and Countries and Consumers, and cross-comparable statistics as well as different types of analysis so why not take a look at the video outlining some of these features.

Euromonitor can be found via library.lincoln.ac.uk > resources > databases > E > Euromonitor.

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#ShareMyThesis competition

In addition to my earlier post about EthOs, the British Library’s digitised theses service where over 140,000 theses are available for download, the British Library launched a prestigious #ShareMyThesis competition where competitors challenged each other on Twitter to inventively summarise their thesis in 140 characters and write a 600 word summary. The top prize went to Sarah Wiseman, who now works as a Postdoctoral Researcher at the University College London and Open University for the passionate tweet #ShareMyThesis Typing numbers wrongly in hospitals can kill people. Understanding why it happens can help design better systems and stop it!  Sarah’s outstanding thesis is available here…yet another reason why EthOs is worth exploring, which is found under our database section (library.lincoln.ac.uk > resources > databases > E > EthOs…)

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Capture sarah theSarah Wiseman, winner of #Sharemythesis competition.

EthOs e-theses online service from the British Library

Not many people may be aware of the incredible service that the British Library is now offering in terms of digitising theses across the UK and uploading them onto a database called EthOs. Fortunately the University of Lincoln does subscribe to this facility where you can download or order a copy, and we are proudly able to claim that some 350 of its PhD theses are available on EthOs.  These links can be easily be shared via a plethora of social media such as Facebook, Twitter, LinkedIn, etc…

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We are hoping that Nono Wibisono’s recent PhD entitled ‘Destination image: perception, experience and behavioural intent in the context of West Java, Indonesia as a tourist destination’ is soon added to EthOs as it’s certainly worth reading. This thesis is currently being added to the University of Lincoln’s hard-copy theses collection on the ground floor of the Library, behind the issue desk. Whatever your level of study I find it a useful exercise to browse through a PhD thesis to appreciate the depth of a literature review, how the references are threaded together in a logical debate and learn how to write in an academic style, of which Wibisono’s is a fine example.

Online tutorial on the Marketline database

Marketline is a very popular database used for market research purposes where researching country information, industry and company profiles is available. It is also good for international business for students wishing to find out about businesses outside of the United Kingdom. Please view Marketline’s video which gives an overview of the database, and an insight into its formidable potential. I would recommend some investigation into the database section of Marketline where you can generate some very interesting and unique charts, such as one I have just conducted on broadband activity in Afghanistan.  Why not try to generate a chart to test Marketline’s impressive archive?

Video on searching for journal articles using databases

This new video, produced by Helen Williams (Academic Subject Librarian for work-based distance learners & Law), will help anyone wishing to research databases to find relevant journal articles. Highly recommended!